(A) By an act of God. (B) By theft while the property is in the care, custody, and control of the carrier. (C) By negligence of the shipper. (D) By some inherent defect or vice of the goods. (E) By ...

(A) An unsecured creditor of the property owner. (B) A person who leases the property from the owner. (C) Warehouse operators acting as custodians of the property. (D) Common carriers transporting the property. (E) Business partners holding property as owners ...

(A) Be sure the investigation has been thorough enough to satisfy a judge and jury that good faith claim handling procedures have been followed. (B) Comply with requirements of the Fair Credit Reporting Act by avoiding any access to the ...

(A) Failing, without legal cause, to fulfill a contractual promise. (B) Mishandling the claim resulting in financial detriment to the insured or third-party claimant. (C) Failing to comply with the implied duty of good faith claim settlement. (D) Denying a ...

(A) Insurance agents and brokers. (B) Independent claim adjusters. (C) Public claim adjusters. (D) Managing general agents (MGAs). (E) Staff claim representatives.

(A) Undetected premium audit errors may allow the insurer to retain premium overcharges and boost profits. (B) Incomplete or inaccurate premium audits cause costly extra work and a loss of efficiency. (C) Accurate premium audits assure equity in prices charged ...

(A) Premium auditing is the verification of premium information included on an insurer’s financial statements. (B) Premium auditing is a methodical examination of the insured’s operations, records, and books of account to determine the actual exposure units and premiums for ...