Which of the following is an important difference between coverage provided by commercial general liability (CGL) insurance and coverage provided by professional liability and management liability insurance? (A) Costs of legal defense often are paid within (not in addition to) policy ...

(A) Both are divided into liability and physical damage sections. (B) Both require strict qualifications and licensing of drivers or pilots. (C) Both exclude obligations of the insured under workers’ compensation laws. (D) Both exclude loss due to wear and ...